More on the Fairfield/Wyndham Discovery Club
A little birdie told me that you should *NEVER* buy into Fairfield / Wyndham Vacation Resorts without doing their Discover Plan. Even if you wanted to buy TODAY.
Here's what you do.
When you buy into the Discovery Club (which is essentially a Trial Membership), they give you 300,000 owner points, 12 months to use them, and 2 years to pay for them. If you convert to a full ownership, you're not responsible for further payments on the discovery club, and every penny (excluding interest) goes towards your downpayment on the full ownership.
Now, what if you wanted to buy today?
Well, you go in and buy into the Discovery Club, make your $100 downpayment to get you into the program. Then you go back tomorrow or next week or whatever, and convert your trial membership to the full ownership. They REFUND you the prorated portion of what you've paid so far - AND YOU GET TO KEEP the 300,000 points (with no maintenance fees) under the same plan.. you still have a year to use them.
Chances are good that when you buy, they'll also give you bonus points too. For example, if you buy 189,000 points, they might give you an additional 189000 bonus points with no maintenance fees to use in the first 2 years.
So if you've bought into the discovery package, you've suddenly got 678,000 points! The 300,000 discovery points and the 189000 bonus points are essentially free (nothing's free, of course)
so why wouldn't you do the Discovery Club if you were planning to buy anyway?
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